Terms & Conditions

IMPORTANT NOTICE: MoneyOnRefer is a 100% FREE platform. We will NEVER ask you for money, registration fees, or investments. If anyone asks you for money claiming to be from MoneyOnRefer, it is a scam.

These Terms and Conditions outline the legal agreement between MoneyOnRefer ("we", "our", or "us"), and each individual user, visitor, or participant (collectively referred to as "you" or "your") who accesses or uses our website.

By visiting our website and/or using our services, you acknowledge that you have read, understood, and agreed to comply with these Terms. If you do not agree, you must not access or use our services.

1. Nature of Our Business (Third-Party Intermediary)

MoneyOnRefer acts strictly as a third-party aggregator and affiliate platform. We list campaigns, deals, products, and offers from third-party merchants, networks, and brands. We do not own, sell, or control the products or services listed on our platform.

When you click on an offer, you are redirected to a third-party website. Any transaction, interaction, or purchase you make is strictly between you and the third-party merchant. We hold absolutely no liability for any disputes, missing tracking, denied cashbacks, or issues arising from your interaction with third-party merchants.

2. No Guarantees or Promises of Earnings

While our platform provides opportunities to earn rewards, cashbacks, or affiliate commissions, we make absolutely no guarantees or promises regarding your earnings.

• Rewards are subject to validation by the third-party merchants. If a merchant rejects a lead, purchase, or action for any reason, you will not be paid for it, and MoneyOnRefer is not liable to compensate you.
• We do not guarantee that tracking will always be 100% successful. Ad-blockers, browser settings, and merchant tracking issues are beyond our control.

3. 100% Free Service

Registration and use of MoneyOnRefer is completely free. We do not charge any joining fees, subscription fees, or hidden charges. Users participate at their own free will to explore deals and campaigns.

4. User Conduct and Account Termination

You agree to use our platform ethically. You are strictly prohibited from:

• Using bots, scripts, or automated tools to generate fake leads or clicks.
• Providing fraudulent, fake, or stolen information to merchants.
• Spamming links on unauthorized platforms.

If we detect any suspicious, fraudulent, or illegal activity, we reserve the absolute right to immediately terminate your account and forfeit all pending earnings without prior notice.

5. Limitation of Liability and Legal Protection

To the maximum extent permitted by applicable law, MoneyOnRefer, its owners, directors, employees, and affiliates shall NOT be held liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of:

• Your access to or use of our platform.
• Any conduct, products, or services of third-party merchants.
• Any missing, rejected, or delayed payments/cashbacks.
• Any legal disputes between you and a third-party brand.

By using this platform, you explicitly waive your right to pursue any legal action, claims, or lawsuits against MoneyOnRefer for any loss of expected earnings or disputes with merchants.

6. Calculators and Interactive Tools Disclaimer

All calculators, estimation tools, and templates offered on MoneyOnRefer are provided strictly "as-is" and for educational, informational, and simulation purposes only. They are not intended as, and shall not be relied upon as, professional financial, legal, investment, or tax advice.

• No Professional Advisory Relationship: The use of any tool or calculator does not establish any advisory, fiduciary, or professional relationship between you and MoneyOnRefer. We do not provide investment advice, loan brokerage, or tax consulting services.
• No Accuracy Guarantees: Calculations are based on mathematical formulas and user inputs. We make no warranties or representations, express or implied, regarding the accuracy, reliability, or completeness of the output. Actual financial products (loans, investments, taxes) vary based on institutional terms, compounding rules, and regulatory rates.
• Assumption of Risk: Any reliance on calculator outputs is strictly at your own risk. You should independently verify all calculations and consult with a licensed professional planner or registered accountant before making any financial decisions.

7. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. It is your responsibility to review this page periodically. Continued use of our platform constitutes acceptance of the modified Terms.

By registering on MoneyOnRefer, you legally acknowledge that you have read, understood, and accepted these Terms and Conditions in their entirety.